So, let me see if I've got this.....the move suddenly doesn't appear as unrealistic as it should?
I ran our credit reports last night. Side rant: quite annoying that I can't get the "score" without paying $7.95 per to each agency...and further annoying that it's basically impossible to get the TransUnion report to run. But the other two agencies gave it up easily (one even lets you download a PDF of your report), and the results surprised me a little. The worst: two negatives I don't care about and have no intention of ever paying, and two negatives that are totally reasonable and can be paid off in a week probably. Holy crap! We may find our problem is not enough credit history!
That's by design, unfortunately; thanks to a repo, we've spent the last 5 years paying on a car loan that's not in our name (it's quite handy actually, having the same names, almost to the letter, as Les's folks), and we are part of family plans on both our cell phones and car insurance. We rent, and that'll be our saving grace hopefully, the fact that I've been renting places for 17 years with good standing/no evictions. I know we may still have a bit of a fight ahead, finding a place to live, but it feels a pinch more doable now, and that's an indescribable relief.
We're seriously set in our ways. I've spent the week feeling like I'm shaking something off. We're disorganized this week on evening meals, and aside from those credit reports, I'm getting little accomplished in the evenings. I'm glad to be heading into a weekend. The to-do lists are piling up in my head, and it's time to get cracking!
Image from here.
No comments:
Post a Comment